Am I a rich philanthropist jet setting around the world to sure it of it’s ills? Or an unemployed former middle manager for an insurance company? I am leaning towards philanthropist, having given generously to those give-a-penny, take-a-penny jars at local gas stations. While some would say that I live a lavish life style others would say that I am down right sad to witness. I guess that will leave you to decide as you hopefully read through my life from the past year and going forward.